How Hum's Marketplace Works
Hum’s Marketplace gives companies seeking $1M–$50M in financing access to a network of lenders and financing partners. We use your business information and financing needs to identify potential funding options and connect you with providers whose criteria align with your business. Instead of applying to lenders one at a time, you connect your business once. Hum does the matching, so you spend your time on the offers that fit.
Investment range
Companies on Platform
Lenders on Platform
What to Expect
Connect Your Business
Native Integrations
Seamlessly integrate your accounting, banking, and payment processing systems or upload financial statements to Hum’s data room for fast analysis and reporting. Connect directly to platforms like QuickBooks, NetSuite, and Plaid, and more to streamline information requests from lenders.
Most companies connect in a single session. Once connected, your data stays current, so you don’t have to re-send statements every time a lender has a question.
Security and privacy
Hum uses read-only permissions and banking-industry standard security policies to keep your data safe and secure.
Understand Your Financial Profile
Hum organizes and analyzes your financial information to create a clearer picture of your business for potential capital providers. You’ll see the same view lenders see: revenue trends, cash flow, margins and growth. That helps you understand where you stand before you talk to anyone.
Get Matched With Relevant Capital Providers
Hum screens your business against lender criteria to identify potential financing matches. Our goal is to identify at least five qualified lenders whose criteria fit your business. You choose which lenders to talk to, and your information is only shared when you opt in.
Move Through the Process With Support
Get started by connecting your business and financial information. Hum uses that information to identify potential capital providers and supports the process as you evaluate financing options and move toward funding. Hum’s team helps you compare offers, answer lender questions and keep diligence moving through closing.
Asset-Based Facilities
Borrow against receivables, inventory and other business assets, with availability that can grow as your business does.
Term Loans
A set amount of capital repaid on a fixed schedule, often used for growth projects, acquisitions or refinancing.
Lines of Credit
Draw capital when you need it and repay as cash comes in, to manage working capital and seasonal swings.
Purchase Order Financing
Fund large customer orders before you are paid, so you can take on bigger contracts with confidence.
Equipment Financing
Spread the cost of equipment and vehicles over time instead of paying for them up front.
Sale-Leasebacks
Unlock cash tied up in equipment you already own while you keep using it.
TRUSTED BY OVER 6,000 COMPANIES
Connect your business once and discover potential capital providers that may be a fit for your financing needs.