Move Your Business Forward Before the Opportunity Moves On
Access $1M–$50M in flexible, non-dilutive growth capital directly from Hum.
Capital Deployed via Hum
Companies on Platform
Lenders on Platform
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Capital for What’s Next
Flexible growth capital built around your business and where you’re going. Get capital directly from Hum Financial, or get matched with 900+ lenders through our Marketplace.
Seize Opportunities Sooner
Move quickly to hire, buy inventory, expand, acquire or launch something new.
Capital to Make a Meaningful Move
Access the financing you need without piecing together smaller solutions.
Flexible Structures. Built Around Your Business.
Financing structured around your business—not a one-size-fits-all credit box.
Experience Meets Smarter Technology
Expertise, data and technology come together to accelerate the process.
Access Proprietary, Hum-Originated Deal Flow
Hum originates, underwrites and manages its own loans to established U.S. businesses. Institutional investors can put capital to work alongside us.
Invest in Hum-Originated Opportunities
Hum originates more qualified opportunities than we can fund on our own, creating opportunities for investors to participate alongside us.
Participate Your Way
Invest in whole transactions or participate alongside Hum based on your strategy and mandate.
Direct Origination, Data-Driven Credit
Every loan is sourced, underwritten and monitored by Hum’s own team.
Fund Businesses That Match Your Criteria
Review business financing opportunities through the Hum Marketplace, with 900+ lenders already on the platform.
Receive Pre-Screened Introductions
Get introductions to companies pre-screened to match your lending criteria, so your team spends time only on deals that fit.
Evaluate With Better Information
Use connected financial data from companies’ own systems to screen, underwrite and monitor opportunities.
Fund Deals Your Way
Review deal flow, evaluate fit and fund the businesses that match your strategy.
Why Hum
A faster, simpler way to raise growth capital.
The usual way
- Separate Applications: A new application and a new set of documents for every lender you approach.
- One-Size-Fits-All Terms: Standard loan terms that don’t reflect how your business earns or where it’s headed.
- Starting Over: One lender, one answer. If it’s a no, you go back to the beginning and start the process all over again.
- Slow, Manual Review: Your financials are reviewed by hand, so decisions take longer than they should.
With Hum
- One Connected Profile: Skip separate applications. Connect once and see your options.
- Facilities Built Around You: Hum structures each facility around your business, from $1M to $50M.
- One Team, Start to Finish: Hum underwrites, structures and funds your facility directly.
- Underwriting That Moves With Data: AI-supported analysis speeds up decisions.
Who We Fund
Hum works with established U.S. businesses ready for their next stage of growth. You’re a fit if your company:
Based in the U.S.
Established companies headquartered and operating in the United States.
Raising $1M or More
Financing available from $1M up to $50M.
$2M+ in Annual Revenue
Revenue-generating businesses with $2M or more in annual revenue.
Companies use Hum financing for growth, acquisitions, refinancing, working capital, equipment and expansion.
How It Works
Connect
Link your accounting, banking and payment systems once. Hum uses read-only access, so your data can’t be changed.
See Options
Hum reviews your financial data and shows the financing options that fit your business.
Get Funded
Hum’s team structures your facility and takes you through closing.
TRUSTED BY OVER 6,000 COMPANIES & LENDERS
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Ready to Move Your Business Forward?
See if Hum is the right financing partner for your next stage of growth.
Free. Secure. Confidential.