Our Story
Capital for the companies banks overlook. Since 2019, we’ve combined live company data and AI with experienced underwriters to give established, growing businesses the capital they need — with a human on every decision.
Today, Hum Capital provides flexible growth capital to the companies banks overlook — combining live company data and AI with experienced underwriters, and a human on every decision.
Hum’s Mission
From day one, Hum’s vision has been to use technology and AI to improve how companies raise money and how investors deploy capital. Everything we do is built on the same foundation: a data and underwriting engine that turns live company financials into AI-driven analysis. Technology does the heavy lifting; experienced underwriters make the call, with a human owning every file and relationship.
Democratizing Access to Capital
Access to capital still relies too much on personal connections and rigid bank checklists. Hum provides $1M–$50M in flexible, non-dilutive growth capital, with a sweet spot of $2M–$10M, evaluating companies on their live financials and business performance — technology, data and experienced underwriters working together on every decision.
More than $700M has been deployed across our platform, and Hum was named Business Lending Platform of the Year at the 2026 FinTech Breakthrough Awards.
deployed directly to 125 companies
“eClouds® is a fast growing 4-year old Salesforce implementation firm and although we have been profitable from year one traditional banks would not even consider a credit line without a personal guarantee and/or a 2nd mortgage type. I was recommended to contact Hum Capital and after providing the standard due diligence material they came through with a credit line offer within 2 weeks on reasonable terms and we were funded within 3 business days! They have been very professional and a pleasure to deal with and I can truly recommend them to other businesses!”
Our Investors
Growth Capital Resources
Guides and insights to help you understand your financing options and choose the right capital for your business.
Meet the Team
Meet our team of underwriters, technologists and finance experts focused on getting growing companies the capital they need.
We’re Hiring
If you’re a problem solver who wants to help growing companies get the capital banks won’t provide, check out our open roles!