Put Capital to Work With a Direct Lender
Hum originates, underwrites and manages its own loans to established U.S. businesses. Institutional investors can partner with Hum to put capital to work across Hum-originated credit.
Deployed Since 2021
Companies Funded
Who We Lend To
Hum lends directly to established, revenue-generating U.S. businesses that are ready for their next stage of growth.
U.S.-Based Businesses
Established companies headquartered and operating in the United States.
Raising $1M or More
Facilities from $1M to $50M for growth, acquisitions, working capital and refinancing.
$2M+ in Annual Revenue
Revenue-generating businesses with a real operating history.
How Hum Originates
Every loan is sourced, underwritten and monitored by Hum’s own team.
Source
Proprietary deal flow that has funded 125+ companies since 2021.
Underwrite
Connected financial data and Hum’s credit team evaluate each company.
Structure
Facilities built around each business, not a one-size-fits-all credit box.
Monitor
Ongoing performance data after funding.
Why Invest With Hum
Direct Origination
We source and underwrite our own loans. We are not just a marketplace.
Data-Driven Credit
Real-time financial data supports faster, better-informed credit decisions.
Flexible Participation
Invest in whole transactions or alongside Hum, based on your mandate.
One Team, Start to Finish
Hum sources, underwrites, funds and monitors every loan.
Let’s Talk About Putting Capital to Work
For institutional investors. Tell us about your mandate and our team will follow up.
Funding deals through the Hum Marketplace? Explore the Lenders page →