Partner With Hum Capital
Hum partners with brokers, advisors, CPAs and other referral sources to bring growing businesses fast, flexible, non-dilutive financing. Hum AI connects directly to your client’s financials, so our team gives you a clear answer quickly, with no personal guarantee required. When your client funds, you earn a referral fee.
Built for the Advisors Growing Businesses Trust
Hum works with brokers, advisors, CPAs and other referral partners to connect growing businesses with capital for growth, acquisitions, working capital and refinancing. Hum AI connects directly to a borrower’s financials, so our team can underwrite with precision and speed. Your clients get clear answers. You get a partner who respects your relationship.
Loan & Commercial Finance Brokers
Bring us clients who need capital to grow, refinance or acquire.
Investment Bankers & M&A Advisors
Line up financing for the acquisitions you’re working on.
CPAs, Accountants & Fractional CFOs
Help the clients you already advise find the right financing.
Attorneys
Connect clients with capital at key moments for their business.
Business Advisors
Add a trusted lending partner to the guidance you give.
ISOs
Send us qualified businesses and get paid when they fund.
Why Partners Work With Hum
Every introduction puts your reputation on the line. Hum makes the process easier for your clients and keeps you informed from the first call to funding.
Paid on Every Deal
You earn a referral fee when your client’s financing funds, and we keep you updated at every step so you always know where the deal stands.
No Personal Guarantee
Owners keep their personal assets off the table. That removes the most common sticking point in business lending and makes the conversation easier for you.
Transparent Answers
If a deal isn’t a fit, we tell you exactly why. You get detailed feedback either way, so you can keep advising your client with confidence.
No Diligence Laundry List
Your client connects their financials directly to Hum AI instead of gathering statements, tax returns and spreadsheets.
Flexible Structures
Term loans, delayed draw and multi-tranche facilities, shaped to how the business earns and where it is headed.
Industry Agnostic
We fund businesses across a wide range of industries. If your client has steady revenue growth and positive cash flow, we want to hear about it.
Financing Built Around Your Client’s Next Move
Hum lends directly from our own balance sheet, so your clients work with the lender making the decision. Term loan, delayed draw and multi-tranche structures are shaped to each business.
Growth Capital
Capital to hire, expand into new markets, invest in product or manage inventory and seasonal swings, without giving up equity.
Acquisitions
Financing that helps your client buy a competitor, add a product line or expand their footprint, with a structure built around the deal.
Refinancing
Replace expensive or restrictive debt with a structure that fits how the business earns and where it is headed.
From Introduction to Funding
Send Us a Deal
Share a one-pager or short overview of your client’s business and what they need.
Link Financials
Your client links their financials directly. No document list and no back-and-forth.
Get an Answer
Our team screens the deal quickly and gives you detailed feedback either way. You’re paid when it funds.
Proven Revenue Growth
Established businesses with a track record of sustainable revenue and steady growth.
Positive Cash Flow
We underwrite to cash flow and debt service coverage, not just collateral.
Based in the U.S.
Growing companies operating across the United States.
A Clear Use of Funds
Growth, working capital, refinancing or an acquisition your client is ready to pursue.
Ready to Bring Your Clients Capital?
Tell us a little about you and our partnerships team will be in touch to set up an introductory call.