So… What’s It Really Like to Fundraise on Hum?

We’ve been talking a lot about how Hum helps founders meet their fundraising goals and understand the right capital for their business. But what’s it actually like to use Hum’s Intelligent Marketplace?

This article breaks it down step-by-step — from connecting your business to seeing funds hit your bank account. If you’re a founder exploring non-dilutive financing and want a smarter, data-driven way to fundraise, here’s exactly what to expect on Hum.

Raise Capital — Smarter, Faster, Better

How Hum’s Intelligent Marketplace Works

Hum makes it simple for growing companies to raise $1–$50 million in non-dilutive financing. Whether you’re bootstrapped or VC-backed, SaaS or CPG, if you have over $1M in annual revenue and at least 6 months of runway, you’re ready to connect.

Fast Facts

💰 $1M–$50M Facility Range
🔎 900+ Active Investors In Network
🏢 6,000+ Companies Connected To Hum

What To Expect: Step-by-Step

1. Connect Your Business

5 Minute Application

Getting started takes minutes. In just a few clicks, you’ll complete a brief onboarding form so Hum can learn about you, your business model, and your fundraising timeline and capital needs.

Native Integrations
Next, Hum securely connects to your existing systems — like QuickBooks, NetSuite, Plaid, and more — or allows direct uploads of financial statements to its data room. These initial steps help ensure you’re matched with the most relevant capital solutions from day one.

Built for Privacy & Security
Data protection is a priority. Hum uses read-only access and follows SOC 2-certified protocols to keep your business information safe.

2. Generate Financial Insights Instantly

Hum’s AI transforms raw financial data into investor-ready insights in under 24 hours. Think:

Customer cohort breakdowns
LTV:CAC ratios
Revenue + expense curves
Forecasting readiness

This makes you fundraising-ready before you even talk to investors.

3. Get Matched With the Right Capital

No more cold outreach. Hum AI uses your business’ financial data to match you with the right financing structures and lenders across its investor network.

From revenue-based financing to term loans, venture debt, and more — you’ll get a curated short list of vetted investors. Then, Hum’s team helps you prepare for calls, analyze term sheets, and navigate due diligence like a pro.

💡 Explore financing products ➝ Pre-qualify on Hum

4. Qualify for Working Capital — Fast

Need faster funds? Hum’s Instant Capital products can deliver soft terms in under 24 hours. Whether it’s for bridge financing or growth spend, you’ll get fast answers — and flexible capital.

📘 Learn more: Instant Capital
📘 Explore: Hum Financial